Business and Office Insurance can provide cover for fire and weather perils, business interruption, burglary, glass breakage, cash theft, equipment breakdown and legal liability.

Since no two businesses are alike, these policies are customised in terms of individual business risks and needs for financial protection.

This cover offers important financial protection for owners of commercial properties including shops, offices, factories and warehouses. Policies are customised to individual needs and provide cover for the building, fixtures and fittings and legal liability. Typical coverage types include weather perils, loss of rent, plate glass breakage and accidental damage.

This is insurance for single or annual construction projects against damage, loss and injury. Policies are tailored to individual needs and can provide cover for accidental damage to materials, theft of materials, malicious damage, weather perils, third-party property damage or injury, and advance loss of profits.

Tailored insurance cover to suit tradespeople from individuals doing informal ‘handyman’ work through to established commercial trades businesses. This insurance provides financial protection for legal liability, and loss or theft of tools and equipment and electronic items. A policy may also cover commercial motor vehicles, personal accidents and tax audits.

A form of liability insurance designed to financially protect people working in the professional services against litigation. This includes accountants, bookkeepers, valuers, legal advisers, architects, engineers and financial advisers.

A professional indemnity policy provides cover where a third party claims they experienced economic loss, injury or harm due to the wrongful advice or negligence of the business. It typically covers the costs of compensation, settlements and legal fees.

Insurance cover for commercial vehicles and mobile plant and equipment, including. trucks, excavators, cranes, lifts, pumps, machinery and bobcats. A policy can cover breakdowns, theft, loss, damage and legal liability.

In the event of loss or damage, Strata insurance typically covers contents in common areas, the building and shared property.

Cyber Insurance is an important element of your cyber security plan. Cyber insurance provides financial protection for individuals or organisations in case of cyber attacks or hacking that leads to losses.

Public & products liability insurance is an essential cover to protect the business, it can help safeguard your legal liability to third parties.

This insurance safeguards goods as they move across oceans, land or international borders.

Marine Transit Insurance typically covers:

Accidental damage, Insured events, Collision, Dropping of cargo during loading & unloading, Fire, explosion, lightning, Malicious damage, Marine cargo, Marine liability and Inland marine operations.